Payment Payment Gateway List in India (12/2024 Update)

Table of Contents

Payment payment gateway is a technology that helps to accept the payment from the buyer. The gateway was first introduced by Jeff Knowles. It is used by big as well as by small merchants to accept payment. The payment accepted by the gateways is being processed by debit or credit card. There are various mode of payment that is being accepted by the gateway . The usage of phones as a mode of payment and these kinds of payment are known as brick-and-mortar payments.

Payment Payment Gateway

The gateway is now more advanced than it was launched as it accepts payment via plastic money, QR scans, UPI transactions, or NFC (Near field Communication). It is the most reliable and secure mode of payment. There are various gateways available in the market. From those 15 payment gateways have been researched and used after selecting those gateways. We are going to enlist the gateways and will be continuing the discuss them below.

PayU

Instamojo

CCAvenue

Bill Desk

JustPay

Airpay

Cashfree Payments

Zaakpay

Direcpay

ePaisa

Emvantage

Transecute

Razorpay

A few international payment gateways for international transactions that are in India:-

PayPal

PayUbiz

PayU
PayU is the other gateway that provides electronic transactions for the business as well as for consumers. It was launched in 2002. It is one of the reliable and secure payment solutions that helps the business to accept payment and customer has the ease to make purchases. The presence of gateway was from Europe, Latin, America, Africa, and Asia.

It provides a wide range of payment solutions that a business needs. It provides all the payment solutions with the safety of fraud and financial tools to upscale your business. The acceptance of payment from PayU is diversified stating accepting payment from credit and debit cards along with bank transfers and many more. The reason behind providing different payment modes in the payment gateway helps to expand its business along with an increased customer base.

PayU has a committed team for security that has access to full security protocol that helps to detect any malpractice while processing payments. It has numerous tools that help to detect fraud and hence is one of the most reliable gateway available in the market.

Instamojo

It is one of the finance companies that has numerous tools and which gateway is one. Instamojo provides tools that help small-scale or medium-sized businesses to grow via online presence. It also manages operations with a touch of gateway payment. There are various features provided by the Instamojo and those are:-

Payment Gateway

Online Store

Finance Solutions

Marketing

Analytics Solution

These are the few solutions provided by Instamojo. Let’s discuss them below.

Payment payment gateway

The gateway that is being run by Instamojo provides various payment methods and solutions to the business. These payments are being accepted by debit or credit card and UPI too. It provides an essential feature that helps to expand and engage more customers online.

Online Store

Instamojo has the support of a platform that has the feature to digitalize the business. It provides a catalog of the products or services that can be accessible by the customer as per their requirement. It also has the feature to manage inventory with the transportation facilities.

Finance Solutions

Instamojo is one of the major companies that provide loans to small and well as medium-sized businesses. The loans are business loans that help with the financial growth with the expansion of the operations.

Marketing

Instamojo also has the feature of promoting the business and reaching the target audience. As it is one of the major companies, there are many recurring customers hence making it easy for them to reroute the customers to other startups or businesses as well.

Analytics Solutions

Instamojo provides detailed insights and report to the business that helps to keep track of the sales, payments, stocks, customers, feedback, etc. The approach of Instamojo is very precise to connect and make the business successful.

Instamojo has numerous tools that can help the business grow and make a name and space for itself. It is one of the user-friendly interfaces that an individual can understand everything with ease.

CCAvenue

CCAvenue is one of the best payment gateways with an e-commerce solution that was founded in 2001. It is one of the trusted brands in India that provides features of e-commerce as well as a gateway that helps to accept payments. There are numerous features and those are:-

services
Numerous currency support
E-commerce
Marketing
Mobile Application

Payment services

CCAvenue provides a secure gateway that accepts online payments. It has support for numerous methods like plastic money, net banking, and UPI. Due to this, it becomes easy for the business to expand itself significantly.

Numerous currency support

CCAvenue is a gateway that has a brand name in foreign lands as well. To compete with the other gateway they need to have different currency support. Due to this, it is one of the most overpowered payment gateways available in the market.

E-commerce

Apart from the gateway, it has support of e-commerce that helps to transport products or services from one place to another. It has support of various tools that make it easy for the business to manage and store.

Marketing

CCAvenue has the tools that provide best-in-class insights about the sales, transactions, and customer experience. It helps improve decision-making skills hence making it one of the best-used services.

Mobile Application

CCAvenue has the support of mobile applications as well. The need to use mobile applications is to provide customers with another ease of making payments and for the business to take control. As it is one of the most reliable sources present.

Bill Desk

Bill Desk is also one of the fintech companies that provides numerous solutions to expand their business. It provides the solution of gateway, finance solutions, etc. It was launched in 2000, but till now they have provided a concrete image of itself being in the market.

The features provided by the Bill Desk are:-

PG
Banking Solutions
Bill Payment Services
Security

Let’s discuss them below.

Bill Desk is the source of PG that provides the facility for online payment. Numerous services indulge in the gateway that makes the most used payment gateway in India. It has the support of various methods from which payment can be made. All those payment methods are safe, reliable, and fast at the same time. It helps the individual business to grow with the convenience provided by the Bill Desk.

Banking Solutions

Bill Desk provides finance to different businesses. It has collaborations with numerous banks and finance institutes that can provide support via funds to the business. It also allows the business to manage the bank accounts with the support of transferring funds whenever required.

Bill Payment services

Bill Desk has the support of a bill payment platform from which customers can pay their bills and other expenses via online transactions. Via this banking solution, it has engaged numerous customers by reducing the physical visits in the banks and payment centers.

Security

Bill Desk plays a vital role in the field of security as it has the industrial standard of security to keep the payment secure. Bill Desk has been certified by PCI DSS with level 1 services provider which is the highest level of certification in the payment industry

JustPay

JustPay is one of the secure payment gateways that offers to checkout expressly and secure all mobile payments with one Click. It has numerous features that automate OTP from SMS processing. This has the authority to collect data from the SMS that has been sent as a PIN that allows for the payment. It also has network efficiency stating that any network disturbance should not decline the payment. It has the feature of reducing the load time of the page via network efficiency.

Airpay

Airpay is an Indian finance company that was founded in 2012. It has a wide range of payment solutions and financial technology services. It is one of the most reliable and innovative players in the Indian market. Some of the key features of Airpay are:-

Gateway services
Wallet support
International payments
Risk management

Gateway services

Airpay offers a secure and rich gateway from the interface it provides. Not only looks but also the workflow of the gateway services feels like a premium quality. It allows businesses to accept online payments with various payment methods. Due to this, business expands their online presence with a wide range of customers.

Wallet support

Airpay not only has gateway services but also wallet support. It helps to store funds by making online payments and transactions. Airpay can also hold or load money into the Airpay wallet for different purchases and bill payments as well. It is also one of the most convenient for the payment process.

International payments

Airpay has the support of international payments hence making it easier to withstand itself on foreign lands. With the support of international payments, it also accepts foreign currency as well to make international payments work. Due to this feature, the business has the potential to expand its business in foreign lands as well.

Risk Management

Airpay has the feature to keep security on utmost priority. Due to this, it has provided numerous features like two-factor authentication and encrypted payment help to keep the risk away. With all those features, customer and business is safe from fraud and online threads as well.

Cashfree Payments

Cashfree Payments is along with an API banking firm in India. It accepts payment in almost 120 modes and hence is the best way gateway present now in India. Cashfree has the features of IMPS and NEFT as well rather than in another gateway, a physical visit of the bank is required for such transactions. It also has net banking, credit and debit cards, UPI, etc. as a mode of payment in the gateway.

Zaakpay

Zaakpay is also a popular payment gateway as it has support for all international and Indian MasterCard in credit and debit cards. Discover and Diner credit cards are also accepted in this payment gateway. Due to this, it is best for international transactions via a PG. It is also secure and this gateway is only a few clicks away from the payment. It uses cookies to store data which is stored in the device itself, hence making it one of the fastest modes of payment.

Direcpay

Direcpay is a gateway that has the support of various credit cards but limited support for debit cards. Merchants using direcpay also accept mobile payments and net banking as well. The payment made by the mobile is being done by UPI or via NFC. It is a complete solution for merchants and companies in the field of e-commerce and online transactions. Direcpay has the feature that it accepts foreign currency as well. It is one of the secure and easy-to-use gateway.

ePaisa

ePaisa is a mobile application that is used to empower businesses. It has the support of the simplest and smartest tools that help to accept all kinds of payments that are being made online. ePaisa also helps to manage inventory, sales reports, and customer experience. It is one of the cloud-based platforms with unique features.

Emvantage

Emvanatage is one of the biggest organizations in the field of payment gateway. With the use of Emvantage, the servers can handle multiple transactions with ease. It has an easy and secure way for the payment gateway and customers as well. Emvantage helps to collect money from the merchants. It accepts credit cards, debit cards, prepaid cards, mobile banking, etc.

Transecute

Transecute is a payment gateway that accepts online payments from its customers. They also have the feature of paying via Mastercard or Visa credit card. There is no allowance for debt cards. The services are easy and take less time the integration as well. It is one of the best modes of payment in India and payments are quick as compared to others because of the heavy servers installed.

Razorpay

Razorpay is the brand of gateway in India as it was founded in 2014. The origins of the Razorpay is from Bangalore which is a finance company right now. It is a startup in India that we use as a payment gateway. It accepts various modes of payment like credit cards, debit cards, UPI, NFC, net banking, and the support of various wallets as well.

There are a few more gateway but these are top-notch. There are various payment gateway available in the market but they lack something as they are below average as compared to other gateways.

We have listed some international payment gateway that are majorly used in India and those are:-

PayPal

PayPal is one of the most popular payment gateway that helps to send payments from one foreign land to another. It accepts all the foreign currency. It has the support of both debit and credit card transactions. There are a few benefits that only PayPal provides and those are:-

No maintenance fees
No entry fee
The transaction can be done and checked at any period
It has recently launched a mobile version as well
Some of the websites use PayPal for integrated shopping carts.

PayUbiz

It is another popular gateway that is used for international payments. It has support for various debit and credit card payments and also has the support of net banking in more than 50 banks in India itself. Some of the benefits of PayUbiz are:-

The mobile application has been launched
It accepts more than 125+ currencies
Numerous partnerships with different banks
One-touch payment is also supported
It also has support for e-commerce and shopping carts as well

Payment Solutions in India

When India has finally tried to become digitalized, the main support is being provided by the Youngsters of India. The traditional payment method in which cash was being used in major time has been replaced by the mobile phone as all have their reasons. With such a big step, finance companies have to shift from traditional workflow to digital payment services. Due to all these, few things good are being done. Those are:-

User-friendly
Multiple payment modes
Budget
Security
Reliability
Accepted currency

Let’s discuss them below:-

User friendly

With the use of a gateway, the designer has to take a close look into people’s perspectives and look abut the website or the gateway. Due to this people tend to have a premium feel and make payments from the same gateway or crave to. Secondly, user-friendly also helps in clearly understanding the instructions.

Multiple payment modes

The payment gateway has the best feature in that the user has the option to make payments from any mode. It can be via credit card, debit card, UPI, net banking, NFC, etc. The main motive here is to make the payment irrespective of the things you are using. Whereas it is more beneficial to the customers as they like more options than limited options.

Budget

Gateway is of 4 types in which different businesses opt for different types of payment gateway. The turnover and number of employees can lead to the answer of which type of payment gateway is best. And with the selection of a gateway, the budget of the company changes significantly.

Security

As all the things are turning to be online and hence the need for tight security is the basic necessity. There are various software in the gateway that help to prevent hackers from viewing the payment details or tapping into the information for misuse. It uses two-factor authentication and encrypted payments help to keep the payment secure. It also uses OTP to keep the payment secure.

Reliability

Gateway always uses heavy servers that have the potential to maintain heavy traffic with great ease. With reliability, the speed of the transaction is also decent whereas the transaction should not fail beforehand.

Accepted currency

A payment gateway is one of the best modes to conduct payment. The payment made within the country is good but if the business wants to expand then the gateway should have the potential to accept foreign currency. Nowadays, gateway has the potential to make payments in foreign currency as well.

Payment gateway Conclusion

A payment gateway is the best way to conduct payment and is the best companion for the business. It has numerous features that most of the modes of payment lack hence making payment gateway an overpowered mode of payment. People tend to rely more on the payment gateway as it is safe, fast, and secure at the same time. The cancellation of the payment is very least as gateway servers are used to build for heavy traffic and high-speed transactions.

In this context, we have talked about some of the best payment gateways that work over their potential. The payment gateways provided above are being tested and hence are top-of-the-line. The use of a payment gateway has numerous features that no other mode of payment can offer. The security and reliability it provides to both parties are just amazing. They accepted currency, hence making it the only way to trade in foreign lands.

Every business is trying to digitalize itself with the help of modernization. There are 4 types of payment gateway in which businesses can choose any type of payment gateway. All the payment gateway are good but the cost of every payment gateway is different and hence it is much difficult for some businesses to withstand its cost. But all 4 types of payment gateway are reliable and fast for the payment. All the above payment gateway listed are the best and most reliable at the same time.

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