Terms of Service
Excell Loans Pvt Ltd
Last Updated: 27/03/2025
Welcome to Excell Loans Pvt Ltd (“Company,” “we,” “our,” or “us”). These Terms of Service (“Terms”) govern your access to and use of our website (https://excellloans.in) and our services (collectively, the “Services”). By using our Services, you agree to comply with and be bound by these Terms. If you do not agree with these Terms, please do not use our Services.
1. Eligibility
By using our Services, you confirm that:
- You are at least 18 years old.
- You are using our Services for lawful purposes only.
- You agree to provide accurate and complete information when required.
2. Services Provided
Excell Loans Pvt Ltd offers financial products, information and services, including but not limited to business loans, loans against property. The availability of these services is subject to eligibility criteria, credit checks, and regulatory requirements by concerned bank /NBFC.
4. Loan Terms and Conditions
- Loan approval is subject to internal assessment and regulatory compliance by concerned bank/NBFC
- Interest rates, tenure, and repayment terms will be communicated before loan disbursement by concern Bank/NBFC
6. Privacy Policy
Your use of our Services is also governed by our Privacy Policy, which details how we collect, use, and protect your personal information.
7. Prohibited Activities
You agree not to:
- Use our Services for fraudulent or illegal activities.
- Misrepresent your identity or provide false information.
- Interfere with or disrupt our website and Services.
8. Intellectual Property Rights
All content, trademarks, and materials on our website and Services are owned by or licensed to Excell Loans Pvt Ltd. Unauthorized use of our intellectual property is strictly prohibited.
9. Disclaimers and Limitation of Liability
- Our Services are provided on an “as-is” and “as-available” basis without warranties of any kind.
- We are not responsible for any direct, indirect, or incidental damages arising from your use of our Services.
10. Termination
We reserve the right to terminate or suspend your access to our Services at any time without prior notice for violations of these Terms or applicable laws.
11. Governing Law and Dispute Resolution
These Terms are governed by the laws of India. Any disputes shall be resolved through arbitration in [Deoghar], India, in accordance with the concern Indian Laws.
12. Changes to Terms
We may update these Terms from time to time. Any changes will be effective upon posting on our website. Your continued use of the Services signifies acceptance of the updated Terms.
13. Contact Information
For any questions or concerns regarding these Terms, contact us at:
Excell Loans Pvt Ltd
Near Hindividyapith
B N Jha Road
Deoghar ,Jharhand-814112
Email: excellloans@gmail.com